News
Credit Card
View AllCredit Card Perks and Benefits
February 22, 2024Credit cards sometimes get an unfavorable reputation, but when used responsibly they can offer many valuable perks and protections. From helping build credit to earning cash back there are numerous advantages associated with owning the right card. Shopping benefits like return protection are common features on many credit cards; some...
Credit Card Rewards Programs – How to Maximize Benefits and Points
February 9, 2024Credit card rewards programs offer many advantages, from discounts and cash back offers to discounts and loyalty bonuses. But it's essential that cardholders understand how best to take advantage of them and maximize them for maximum benefit. First and foremost, avoid carrying a balance, as the interest costs quickly outweigh...
How to Choose a Credit Card
September 23, 2022Having a Credit Card is a convenient and fast way to make purchases. Many cards have contactless technology, requiring you to simply tap your card on a reader to make a payment. Some cards can also be added to a digital wallet to make payments more quickly and securely. These...
What Is a Credit Card?
May 10, 2022What is a Credit Card? Simply put, a credit card is a plastic or metal thin strip that allows you to make purchases. You can use it to pay for purchases, make payments, and even withdraw cash from ATMs. Credit cards can also be thought of as a short-term loan....
Can You Pay Mortgage With Credit Card?
March 19, 2022Can you pay mortgage with credit card? The answer depends on your lender and card. Some cards are interest free, but some charge a balance transfer fee or convenience fee after the balance reaches a certain amount. If you have a credit card that charges interest, there is no need...
Finance
View AllThe Role of Derivatives in Financial Markets
March 13, 2024Derivatives have become increasingly popular and can help investors manage risk, increase returns, and speculate on the market. But they are also complex and can be risky for novices to use. Risks that may come with stocks when traded over-the-counter include counterparty risk, interconnection risk and liquidity risk. Risk management...
Retirement Planning for the Gig Economy – Challenges and Solutions
January 25, 2024The Future of Cross-Border Payments and Remittances
January 11, 2024The Emergence of Central Bank Digital Currencies
January 1, 2024Student Loans – Repayment Options and Strategies for Debt Management
December 14, 2023Forex
View AllThe Benefits of Investing in Foreign Currency Exchange
March 9, 2023Investing in Foreign Currency Exchange (FX) can be an excellent way to diversify your portfolio. However, it carries more risk than other investments and may not be suitable for everyone. The forex market operates 24 hours a day and is accessible to both institutional investors and individual traders alike. Due...
Forex Gold News – Is Gold in a Bearish Position?
October 26, 2022How to apply Elliott Wave Theory to forex trading
September 9, 2022The Basics of the Forex Market
August 23, 2022Expert Forex Tips Every Investor Should Know
August 2, 2022Investment
View AllUnderstanding the Different Types of Loans and Their Implications
November 24, 2023There are many financing options available to people who need to borrow money. These include personal loans, auto loans, student loans, credit card debt, mortgage loans and home equity loans. Loans fall into a few categories, including secured or unsecured and conforming or nonconforming. The type of loan you choose...
Investment Risk Tolerance Assessment
November 6, 2023How to Protect Your Investments During Economic Uncertainty
September 25, 2023Understanding and Investing in Non Fungible Tokens
August 10, 2023Loan
View AllStudent Loans – Repayment Options and Strategies for Debt Management
December 14, 2023Many lenders provide flexible payment options. Graduated repayment plans start with low payments and gradually increase every two years to cover loans in 10 years; income-driven plans calculate payments based on income and expenses. Loan forgiveness may be available to those demonstrating financial hardship, while other strategies for managing student...
Understanding the Different Types of Loans and Their Implications
November 24, 2023There are many financing options available to people who need to borrow money. These include personal loans, auto loans, student loans, credit card debt, mortgage loans and home equity loans. Loans fall into a few...
Loan Vs Credit Card – Which is Better for Your Needs?
September 5, 2023The decision to use a personal loan or credit card comes down to your needs. For those who have a solid budget, excellent credit and the ability to pay off debt on time, a personal...
The Benefits and Drawbacks of Using a Home Equity Loan
January 2, 2023If you are looking to buy a new home or a second home, you may want to consider the benefits and drawbacks of using a home equity loan. These loans are designed to help people...
The Basics of a Loan
May 27, 2022A loan is a form of financial assistance where a person or entity lends money to another. In return, the person or entity must repay the amount they borrowed plus interest. Lenders take a risk...