News
Credit Card
View AllCredit Card Perks and Benefits
February 22, 2024Credit cards sometimes get an unfavorable reputation, but when used responsibly they can offer many valuable perks and protections. From helping build credit to earning cash back there are numerous advantages associated with owning the right card. Shopping benefits like return protection are common features on many credit cards; some...
Credit Card Rewards Programs – How to Maximize Benefits and Points
February 9, 2024Credit card rewards programs offer many advantages, from discounts and cash back offers to discounts and loyalty bonuses. But it's essential that cardholders understand how best to take advantage of them and maximize them for maximum benefit. First and foremost, avoid carrying a balance, as the interest costs quickly outweigh...
How to Choose a Credit Card
September 23, 2022Having a Credit Card is a convenient and fast way to make purchases. Many cards have contactless technology, requiring you to simply tap your card on a reader to make a payment. Some cards can also be added to a digital wallet to make payments more quickly and securely. These...
What Is a Credit Card?
May 10, 2022What is a Credit Card? Simply put, a credit card is a plastic or metal thin strip that allows you to make purchases. You can use it to pay for purchases, make payments, and even withdraw cash from ATMs. Credit cards can also be thought of as a short-term loan....
Can You Pay Mortgage With Credit Card?
March 19, 2022Can you pay mortgage with credit card? The answer depends on your lender and card. Some cards are interest free, but some charge a balance transfer fee or convenience fee after the balance reaches a certain amount. If you have a credit card that charges interest, there is no need...
Finance
View AllWhy Financial Literacy Matters and How to Improve It
September 5, 2024Learning financial literacy gives someone the power to make savvy choices: with savings, what job to take, credit-card debt or investing cash, assessing loans or credit cards, understanding the risks of going into debt or how best to avoid too much debt. But perhaps most importantly, we need to introduce...
The Role of Derivatives in Financial Markets
March 13, 2024Retirement Planning for the Gig Economy – Challenges and Solutions
January 25, 2024The Future of Cross-Border Payments and Remittances
January 11, 2024The Emergence of Central Bank Digital Currencies
January 1, 2024Forex
View AllThe Future of Forex Trading – Trends and Predictions for 2024
August 13, 2024Gaining money by Forex trading is high-risk, unstable and often comes with a high profit at the end. However, considering the fact the Forex can dramatically change due to global crisis, the limit of profitability can be limited.By the year 2024, the development of emerging technologies would open many more...
The Benefits of Investing in Foreign Currency Exchange
March 9, 2023Forex Gold News – Is Gold in a Bearish Position?
October 26, 2022How to apply Elliott Wave Theory to forex trading
September 9, 2022Investment
View AllExploring Different Opportunities for Investments
April 4, 2024Alternative investments are becoming more and more available to everyone, but it’s important that individual investors understand how these types of investments work. Alternative assets usually have lower regulation with greater potential returns than the more regulated ones. Every asset class has its own benefits. However, investors need to be...
Understanding the Different Types of Loans and Their Implications
November 24, 2023Investment Risk Tolerance Assessment
November 6, 2023How to Protect Your Investments During Economic Uncertainty
September 25, 2023Loan
View AllNavigating Student Loan Forgiveness Programs
June 11, 2024Forgiveness programs offer an effective solution to reduce or cancel out debt, making payments simpler while improving credit. But the application process for various forgiveness programs can be an intimidating maze to navigate. PSLF and IDR programs provide options that cater specifically to teachers, social workers, doctors, firefighters and members...
Student Loans – Repayment Options and Strategies for Debt Management
December 14, 2023Many lenders provide flexible payment options. Graduated repayment plans start with low payments and gradually increase every two years to cover loans in 10 years; income-driven plans calculate payments based on income and expenses. Loan...
Understanding the Different Types of Loans and Their Implications
November 24, 2023There are many financing options available to people who need to borrow money. These include personal loans, auto loans, student loans, credit card debt, mortgage loans and home equity loans. Loans fall into a few...
Loan Vs Credit Card – Which is Better for Your Needs?
September 5, 2023The decision to use a personal loan or credit card comes down to your needs. For those who have a solid budget, excellent credit and the ability to pay off debt on time, a personal...
The Benefits and Drawbacks of Using a Home Equity Loan
January 2, 2023If you are looking to buy a new home or a second home, you may want to consider the benefits and drawbacks of using a home equity loan. These loans are designed to help people...